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When a business is in need of money, they often turn to business loans. While this is effective, the interest rates can hold your business hostage and harm your growth in the future. Luckily, there are alternatives to getting a loan and one of the most popular is getting a merchant cash advance for your business.

At US Merchant Systems, we want to see our clients grow without struggles. This is why we offer merchant cash advances for businesses of all industries. We will work with you to reach a solution that will benefit your business and ours as well. Before you give us a call, let our knowledgeable staff fill you in on how you can use a merchant cash advance for your business and why it is a better solution than other forms of capital.

Ways to Use a Merchant Cash Advance

Businesses require additional capital for a number of reasons. Sometimes you need to cover holes in order to pay for your staff or travel expenses. Other times, you might need capital to upgrade equipment in your store front. In fact, there is no end to the ways you can utilize a merchant cash advance for your business.

Some of the additional ways you can use a merchant cash advance are:

  • Business Expansions: Expanding your business and opening up new locations can be costly. With a merchant cash advance, these costs are able to be covered easily, allowing you to continue growing.
  • Seasonal Downturns: Some businesses suffer from down seasons. Flower stores and nurseries are a prime example, as summers are busy while winter months see very little activity.
  • Research and Development: Expanding your business into a new market requires a lot of research and development. You can use a merchant cash advance to make this side of your business easier.

Merchant Cash Advance vs Business Loans

Typically, businesses that need capital quickly will opt for a small business loan to help them grow. These loans, however, can come with high interest rates and even hidden fees. In short, a business loan could actually put a damper on your business's growth.

Merchant cash advances for businesses from US Merchant Systems, on the other hand, do not come with these concerns. Instead of requiring interest and payments in the future, we will work out a deal with you where a portion of your credit and debit card sales will be transferred to us for a period of time to pay back the cash advance.

This way you don't have to deal with credit collectors or your bank. Instead, you will be set up with our high-quality customer support team.

USMS Services

If your business could benefit from a merchant cash advance, US Merchant Systems is here to help. You can contact us here or give us a call at 1-800-655-8767 to get set up with our merchant services today!