Merchant Account

"Accept credit cards in your business... all of them."

Jay Abraham
World Renowned Marketing Consultant

Why a merchant account?

Do you ever know how much business you're sending to your competition if you don't accept credit cards? More and more consumers use credit cards for their daily purchases, if you do not offer this convenient payment method, they'll find someone else that does — it's that simple. Besides this, there are a multitude of other reasons why to accept credit cards:

MORE SALES
Studies have shown that having a merchant account may increase sales by as much as 50% or more. Many direct marketing businesses produce 90 to 100% of their sales by credit card.

BIGGER SALES
The average credit card user spends 2.5 times as much as cash buyers.

CASH FLOW
When clients pay you with credit cards or ATM cards, you'll receive your money faster than if you had to wait for them to send a check or money order.

IMPULSE BUYERS
With credit cards, buyers feel more freedom to make unplanned purchases.

ENHANCED CREDIBILITY
The ability to accept credit card payments gives you valuable credibility in the eyes of prospective and current clients.

HIGHER PROFIT MARGINS
Credit card customers are typically less conscious of price differences than buyers that pay by check or cash.

COMPETITIVE EDGE
Credit card and ATM card users tend to seek out businesses that accept credit card and ATM card payments over those that do not.

INTERNET STRATEGY
It is clear that credit cards are the predominant and safest method of moving currency over the internet. Accept them or lose customers.

Related Topics

> Frequently Asked Questions
> Visa® / MasterCard
> American Express®
> Discover Card®
> Diners Club®
> ATM/Debit Card Processing

What businesses do we approve?

Not every merchant qualifies for a merchant account, no matter what other Merchant Service Providers tell you. However, U.S. Merchant Systems does have a liberal approval process where we can accept almost all business types and virtually all credit situations. A summary of what we accept is:

Retail Business
Home Business
Mail Order/Telephone Order (MOTO)
Internet (eCommerce) Business
Hotels and Restaurants
International Business (non-U.S. based)

How do I apply?

You can apply for a merchant account by filling out our online application. It is quick and easy. If you wish, you may also apply over the phone.


APPLY ONLINE

APPLY VIA PHONE
Within the U.S. : 800-610-5323
Outside the U.S.: +1 510-771-4271