USMS™ offers merchants a way to accommodate those customers who still prefer checks as a payment type.

Our check services allow merchants to take checks risk free with the option of having funds deposited directly into their account.

Check Conversion
Check conversion offers a convenient, efficient and secure way to manage future check payment systems while providing benefits for the merchant. With this service checks are converted “electronically” at the point of sale. Check conversion automatically captures and records information from approved transactions and prepares them for automatic submission via ACH.

This process eliminates the merchant’s need to prepare check deposits and deliver them to their financial institution. In addition, this service offers guarantee coverage along with the convenience of conversion.

Check Guarantee
This service enables a merchant to accept a check, authorize it in seconds, and should the check be returned for payment, submit the check for claims processing and reimbursement for the face amount of the check (assuming the item conforms to certain procedural and warranty requirements).