Get approved now for the working capital your business needs today!

Our cash advance program serves the unique financial needs of small and mid-sized businesses. We understand your need to access cash quickly to keep your business strong and successful.

USMS™ is your best source for immediate working capital when your business needs additional cash to grow, expand, support a seasonal trend, or pay off debt. Whether you're looking for convenient working capital to quickly meet an urgent business need or you've been declined by your local bank, our service may be perfect for you!

Our cash advance service works by simply converting your future credit card receivables to cash. We advance you cash now and you repay us with a small percentage of your daily credit card transactions. We can approve and fund your business with the cash it needs, up to $600,000, within 10 days.

Our financial service is simple and fast. We are constantly striving to provide you with best-in-class business cash advance service as we support your business needs. By providing an alternative to a small business loan, we offer these unique benefits that are important to your business:

Smart
No Personal Guarantees for repayment
No Liens Or Collateral
No Fixed Payment Schedule
No Business Use Restrictions

Fast
Over 80% of our merchants are Approved and Funded within 10 days.
No Complicated Paperwork.

Trusted
BBB Member
Honest and Professional Merchant Advice.
Find out how much you qualify for by talking with one of our expert Financial Services Consultants. We take pride in providing professional financial advice and specialize in funding merchants with less than perfect credit. We look forward to helping you grow your business.